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"Contract" by Gwaryer
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LOAN AGREEMENT
THIS LOAN AGREEMENT (this âAgreementâ) dated this April 4, 2023
BETWEEN:
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Burns Banking of Vindex, Viridis, Addersfield, burnsbanking
(the âLenderâ)
OF THE FIRST PART
AND
Gwaryer of Vindex, Viridis, addershouse8
(the âBorrowerâ)
OF THE SECOND PART
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IN CONSIDERATION OF the Lender loaning certain monies (the âLoanâ) to the Borrower, and the Borrower repaying the Loan to the Lender, the parties agree to keep, perform and fulfill the promises and conditions set out in this Agreement.
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Loan Amount & Interest
The Lender promises to loan $140,000.00 Vinish Dollars to the Borrower and the Borrower promises to repay this principal amount to the Lender,
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with interest payable on the unpaid principal at the rate of 9 percent, beginning on 10 April 2023.
Payment
This Loan will be repaid in consecutive weekly installments of principal and interest commencing on
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April 10, 2023 and continuing every week until June 10, 2023 with the balance then owing under this Agreement being paid at that time.
At any time while not in default under this Agreement, the Borrower may make lump sum payments
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or pay the outstanding balance then owing under this Agreement to the Lender without further bonus or penalty.
Default
Notwithstanding anything to the contrary
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in this Agreement, if the Borrower defaults in the performance of any obligation under this Agreement, then the Lender may declare the principal amount owing and interest due under this Agreement at that time to be immediately due and payable.
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Further, if the Lender declared the principal amount owing under this Agreement to be immediately due and payable, and the Borrower fails to provide full payment, interest at the rate of 15 percent weekly, will be charged on the outstanding amount,
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commencing the day the principal amount is declared due and payable, until full payment is received by the Lender.
Governing Law
This Agreement will be construed
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in accordance with and governed by the laws of Vindex Nation.
Costs
The Borrower shall be liable for all costs,
expenses and expenditures incurred including, without
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limitation, the complete legal costs of the Lender incurred by enforcing this Agreement as a result of any default by the Borrower and such costs will be added to the principal then outstanding and shall
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be due and payable by the Borrower to the Lender immediately upon the demand of the Lender.
Binding Effect
This Agreement will pass to the benefit of and be binding upon
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the respective heirs, executors, administrators, successors and permitted assigns of the Borrower and the Lender. The Borrower waives presentment for payment, notice of non-payment, protest, and notice of protest.
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Amendments
This Agreement may only be amended or modified by a written instrument executed by both the Borrower and the Lender.
Severability
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The clauses and paragraphs contained in this Agreement are intended to be read and construed independently of each other. If any term, covenant or provision of this Agreement is held by a court of competent jurisdiction to be invalid,
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void or unenforceable, it is the partiesâ interest that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this
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Agreement will in no way be affected, impaired or invalidated as a result.
General Provisions
Headings are inserted for the convenience of the parties only and are not to be considered when
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interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa.
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Entire Agreement
This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise.